Dental Insurance and Payment Options

Dental Insurance

Many patients have dental insurance plans. We feel it is important to understand that professional services are rendered to a person and not to an insurance company.  Thus, the insurance company is responsible to the patient, and the patient is ultimately responsible to submit payment to the doctor. 

Our office provides treatment on a fee-for-service basis and requests that insurance benefits are assigned directly to our office.  All patients are asked to pay the estimated amount not covered by insurance at the time of their visit. Claims are submitted promptly after treatment is rendered. If an insurance payment is not received by 31 days after treatment, the patient is then expected to make a full payment to our office. 

Because we believe in providing high-quality service, we do not participate contractually in any particular HMO, DMO, or other managed care plan.  In our experience, contractual arrangements with these plans consistently limit the range, quality, and frequency of care we would like to provide to our patients. 

We will be happy to assist you to ensure that your claims are processed smoothly and efficiently.  Dental claims are submitted the same day of service and benefits are often paid within a few days.  We also assist in handling insurance inquiries, processing follow-ups, and lost claims.

Our staff prides itself on helping our patients maximize their benefits, and we are always available for your questions. 

As a courtesy to you, we will bill your insurance company and track claims.  Please keep us informed of any changes to your insurance plan.  You are responsible for the fees charged by our office, no matter what your insurance coverage may be.  Most insurance companies should respond o the claim within four to six weeks.  Any remaining cost is your responsibility.

Financial Matters

It is important that every patient is completely informed of treatment options and the financial investment for a particular service. All treatment fees are based on an estimate derived from your examination.  If additional treatment is required, this estimate may be revised. You will be consulted and informed before any unexpected treatment is undertaken.

For patients with limited treatment, payment is expected to be made in full on the day of service.  For those patients who require extensive treatment, specific financial arrangements are usually discussed as part of a separate consultation visit.  These may include in-office financing as well as long term financing available through Care Credit.  

For your convenience, we accept the following methods of payment: cash, personal check, American Express, Visa, MasterCard, Discover Card, and Care Credit.

We are here to help! Please call for more information about financing your oral health needs in our office!